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First home buyer loans rose in March: Australia

The number of new owner-occupier first home buyer loan commitments rose 15.8 per cent in March 2023 (seasonally adjusted), after reaching a five-year low in February, according to data released today by the Australian Bureau of Statistics (ABS).

Owner occupier first home buyers, number, by state – seasonally adjusted

NSWVicQldSAWATasNTACTTotalTotal (Trend)
Mar-051,9062,4871,6785401,3391241111028,4338,364
Apr-051,9542,5291,6925751,2921781271008,3908,495
May-051,9822,7231,5785691,3102261211288,6588,605
Jun-052,0642,5961,7445671,2881581301248,6618,727
Jul-052,1152,4401,5946251,2381491401278,5018,885
Aug-052,2242,5301,8676211,3402021961329,0339,079
Sep-052,3742,4821,9776311,3971901641089,3149,271
Oct-052,3442,5872,0686771,3701751561229,4389,441
Nov-052,4542,6812,0376161,3731951541249,7539,596
Dec-052,4002,9502,0286021,4061671531149,7689,749
Jan-062,2602,6552,1206081,4731961571199,6839,901
Feb-062,5332,6162,2055921,4652081631359,83710,045
Mar-062,7252,5862,3516431,50822214317610,38310,160
Apr-062,9572,6562,3206351,47023214214310,46710,219
May-062,6232,6242,3806251,28320112614210,16410,206
Jun-062,6542,6062,4306461,23020116814110,03410,129
Jul-062,5982,6602,4636281,25018711615410,02910,012
Aug-062,5112,4592,3906221,112176731749,4199,887
Sep-062,5492,5672,4276791,091204861839,8239,780
Oct-062,6472,6442,3716751,002177881659,7599,693
Nov-062,6172,6132,334690958198901809,7059,642
Dec-062,5622,5672,372636968184971589,5829,643
Jan-072,6262,4642,413630945147991409,5059,713
Feb-072,6012,6632,565675950165751709,7839,839
Mar-072,7262,6232,4707291,00217510816510,0299,993
Apr-072,8392,7042,6526441,1021779015610,46810,133
May-072,7072,7172,5476641,0271849213810,06610,220
Jun-072,7402,6862,5156151,3261909516710,35510,251
Jul-072,7302,6612,4186311,3441557015710,16210,257
Aug-072,6952,8402,5256311,3551688313710,31910,285
Sep-072,5252,8452,4296011,2512038813810,09610,367
Oct-072,7842,9072,4476481,2522198113710,43210,473
Nov-072,8012,9692,4586531,2792108013910,61610,529
Dec-072,7602,9522,4356951,2972157115210,60910,446
Jan-082,7813,0622,3146621,4241957314910,73510,185
Feb-082,7252,9762,1126601,276249789410,0219,757
Mar-082,3972,4961,7856231,191177521259,0269,246
Apr-082,4372,3381,7116371,189164631508,5838,741
May-082,3012,2641,5845911,090122891118,1978,341
Jun-082,2992,2891,4685981,168182741078,1878,095
Jul-082,3242,3701,5236481,215195931098,4538,044
Aug-082,3562,2661,4866211,164204791298,2898,249
Sep-082,3452,2821,6415461,115175621228,2868,750
Oct-082,2032,3141,6445651,119161811578,2149,577
Nov-082,9712,5402,2427581,29024210314910,32810,731
Dec-083,5322,9462,5639971,53129012020812,21512,117
Jan-094,0493,3832,8611,0191,7493258922713,86313,586
Feb-094,6443,4673,1211,0671,85936611923614,68114,924
Mar-095,1883,9663,4881,0801,92436011626616,25315,915
Apr-095,0784,1303,4981,1712,04423911928816,76116,454
May-094,9694,0533,5721,2422,16525910829716,66416,538
Jun-094,9304,0303,4181,1912,18036411330016,47816,220
Jul-094,3333,8732,8481,0752,05029610624714,84015,583
Aug-094,0253,7962,8199951,7372459222313,96214,707
Sep-093,8783,9012,7321,0022,1812659626514,26513,682
Oct-093,5604,1002,5871,0482,09325010124914,04512,575
Nov-092,9033,4381,8667601,8972275920111,28211,411
Dec-092,5323,0801,7506601,6021935215910,06410,260
Jan-102,3542,9141,5936191,402182571249,3119,202
Feb-102,0863,0231,3585041,199138561768,3418,319
Mar-101,8772,3761,2495121,029130361427,3267,670
Apr-101,9992,2551,186458885129561257,1237,241
May-102,1042,2991,180460877115521157,2546,967
Jun-101,8852,1601,148447826107451076,6946,807
Jul-101,9552,1721,192446711114461186,8436,718
Aug-101,7972,1161,178470807128511096,6556,658
Sep-101,8032,0901,167447843130461156,6486,600
Oct-101,6272,0301,154424899115401086,4016,549
Nov-101,7432,0431,243448934107431166,6556,523
Dec-101,8752,1791,2884351,002118431227,0866,525
Jan-111,8151,8761,137395944123451026,4616,553
Feb-111,7201,9171,10440390386411166,1576,602
Mar-111,8891,9611,1744141,01511768876,6566,644
Apr-111,8641,9641,2163741,011129491226,8386,663
May-111,9521,9181,1903891,077127511156,7796,674
Jun-111,8451,9041,2354021,005121591196,6856,718
Jul-111,7881,9301,229400945123571146,6366,833
Aug-111,8021,9801,3094001,045118601106,8377,046
Sep-112,0891,9131,3444551,142105591087,2707,344
Oct-112,4192,0231,4884461,094116621117,8277,663
Nov-112,8291,9561,4354361,155115541338,0867,912
Dec-113,4162,0741,6534491,183104651249,2218,015
Jan-122,9492,0891,7884641,377105671278,8137,962
Feb-121,6572,1081,4784771,239124741127,1017,809
Mar-121,3682,1391,6264411,27387851127,1917,651
Apr-121,4762,0271,6935131,30981751117,3197,570
May-121,5552,2891,6484471,292114731247,4757,602
Jun-121,5742,3941,6154331,34411973897,7107,719
Jul-121,6002,6761,5004691,400115771387,9957,851
Aug-121,7122,2981,6544761,457119721358,0137,920
Sep-121,9282,1831,6414731,433136661208,0077,873
Oct-121,5842,2171,8504621,440135761207,8557,715
Nov-121,3252,1281,5944851,532123861127,4127,511
Dec-121,0842,1051,4655021,549118881137,0057,339
Jan-131,1212,1761,4555211,5601251041337,2057,255
Feb-131,2042,1651,4435591,521131691367,1487,287
Mar-131,1572,2501,5055761,666114581357,5247,423
Apr-131,2722,2091,5685981,714127561407,6287,614
May-131,2082,3301,5745731,765144671417,7537,791
Jun-131,2482,3881,6355851,716142521277,9537,907
Jul-131,3792,5651,5926581,649143721418,1547,944
Aug-131,3382,2191,5196281,630163521587,9087,911
Sep-131,2912,2701,5736191,605165501617,7387,833
Oct-131,2992,1401,6166641,615173571357,6827,751
Nov-131,3552,1721,5786881,542170591327,6907,684
Dec-131,2902,0621,4996521,443136511397,2237,638
Jan-141,3362,0841,5546901,615151501317,6207,617
Feb-141,3612,0411,6586441,663159681427,6877,598
Mar-141,3831,9821,5906041,700182621457,6097,566
Apr-141,3081,9691,5076151,613169711207,3687,524
May-141,3181,9461,5856131,706177721287,5417,488
Jun-141,3581,8751,5026021,825213701437,5997,466
Jul-141,2251,9321,5155541,598183701447,2127,454
Aug-141,3172,0151,6775011,518151711487,5057,434
Sep-141,3722,0931,6104181,520153931557,4437,390
Oct-141,3562,1141,5754521,568132981927,4987,326
Nov-141,3272,0601,5154101,522112771587,2097,267
Dec-141,2772,1051,5224361,455169831627,0937,235
Jan-151,3112,0351,4523951,315167801677,0087,234
Feb-151,3642,1421,6083831,471158531647,3077,253
Mar-151,4202,1411,6394111,469141531517,4037,274
Apr-151,3102,1111,5883831,598146441697,3577,268
May-151,2331,9891,5703971,388128341656,8157,212
Jun-151,2992,0081,6064101,423123481617,0537,098
Jul-151,2771,9761,6423991,394112321336,9386,956
Aug-151,2002,0151,5403991,361126361266,8916,823
Sep-151,2002,0341,4934421,346102331506,7946,735
Oct-151,1381,9481,3913461,313109271256,5016,698
Nov-151,0782,0341,4763911,272115351556,5976,714
Dec-151,1952,2011,6144041,242153311416,9176,773
Jan-161,2302,0221,6123951,211163441566,8956,859
Feb-161,2242,1481,6584061,235152361446,9546,949
Mar-161,0842,0891,6054261,177144401406,7477,008
Apr-161,3002,2271,5874441,272167431467,1287,009
May-161,2102,2451,6604641,187164421576,9616,952
Jun-161,3032,1931,5624281,197139431526,9946,860
Jul-161,1072,1141,5714081,207143571486,7396,758
Aug-161,0571,8921,6454061,130146471306,4676,678
Sep-161,0152,0231,6114031,125140371156,5766,640
Oct-161,0592,0751,6374341,129132371246,6956,646
Nov-161,0472,0561,6544061,175153431286,7116,680
Dec-161,1472,1091,7913451,135137441486,8456,723
Jan-171,1432,0811,6894041,115126301916,8106,768
Feb-171,0592,0331,7314021,170141511066,7026,827
Mar-171,1402,0941,7774591,165146571166,9436,938
Apr-171,1552,0981,8844091,238133591777,0537,137
May-171,2232,0111,8724221,290127511686,9867,421
Jun-171,2832,0662,1034401,354131682187,6267,772
Jul-171,6522,5602,0874591,498133592118,5808,146
Aug-171,9402,7591,9874631,406133592309,1038,487
Sep-171,9062,9011,7794701,253142692188,8168,757
Oct-171,8762,9001,8384481,224151712258,8698,936
Nov-171,9712,9112,0234821,189153452279,2069,016
Dec-171,9302,8491,9574691,230150621988,8949,008
Jan-182,0142,9361,9784601,194140662138,9398,936
Feb-182,1842,8431,8204721,170146663028,9138,842
Mar-181,9292,9001,7774511,159155512308,7168,759
Apr-182,0692,7571,8304711,209149552248,6008,701
May-182,1262,7761,8864691,204163641588,5678,675
Jun-182,0282,8371,9834421,132163601698,7118,671
Jul-181,9912,8232,0794931,132191561648,8358,665
Aug-181,9792,6611,7845041,117168451738,5928,628
Sep-181,8952,5921,7444991,145160851728,4258,537
Oct-181,9622,6431,7135131,199222622008,5918,391
Nov-181,9932,6191,6805081,176176752228,6808,217
Dec-181,8582,4471,5014781,075162801647,7688,046
Jan-191,7772,4431,5624901,050170661427,7657,913
Feb-191,9252,5361,5115101,102167651387,8847,837
Mar-191,8222,5441,5784841,066165761507,8487,842
Apr-191,8872,5861,5605091,0831871231307,9037,943
May-191,9662,6721,5685071,122148901498,0408,125
Jun-192,0012,7371,6335171,144183681458,4128,351
Jul-192,1482,8171,6405021,158134711888,5128,602
Aug-192,2122,9241,6915031,176193691919,0568,859
Sep-192,2002,8661,7405121,182203622069,0669,101
Oct-192,1643,0531,7525121,103182702099,2169,308
Nov-192,3153,0901,7385141,153189542349,4629,473
Dec-192,3113,3701,7725381,163169682379,6799,584
Jan-202,3323,1811,8335331,192188652159,6849,629
Feb-202,4063,0751,9565271,226184692429,5739,606
Mar-202,6173,0911,8785201,195200932239,6139,526
Apr-202,4643,1931,6495031,107177722399,4809,417
May-202,0612,9951,5854921,007150682538,4559,329
Jun-202,4572,9811,9375751,182192802329,3019,300
Jul-202,6283,3162,2236461,4232129924310,7919,370
Aug-202,8934,0052,6617371,71129210026012,76712,974
Sep-203,1763,6272,9629361,97224110429713,47313,397
Oct-203,2043,3383,0758892,22433111328913,73213,947
Nov-203,2063,8443,0987992,24924913027214,13414,532
Dec-203,4314,5543,2558602,41725310032115,33315,051
Jan-213,4534,9253,5339612,57925711832816,41115,413
Feb-213,3244,8253,3941,0942,52628116229515,85415,538
Mar-213,5574,6183,1401,0022,36926113432915,32115,394
Apr-213,5414,6633,1119602,20625511929414,94715,009
May-213,4394,6613,0268942,31125311530414,62014,438
Jun-213,4194,3892,7258981,92523613032513,79013,781
Jul-213,2164,0602,6057911,87521810532012,97113,127
Aug-212,9133,8812,6067101,7811958827712,43212,544
Sep-212,8213,1502,5767301,8962207024512,03912,078
Oct-212,7293,2472,4176931,5841967321911,46211,723
Nov-212,7793,6622,4176881,6241729227511,65611,455
Dec-212,6813,5942,3916561,8471987425911,98511,231
Jan-222,5803,5372,0836331,6351616428511,06211,006
Feb-222,1853,3501,9375821,6001595819610,01710,752
Mar-222,3563,3002,0395681,6601506028010,39110,473
Apr-222,2353,1412,0345761,578150572889,73710,180
May-222,2173,2592,0375681,5171677732710,0219,894
Jun-222,0493,0081,9865491,360168622779,4239,621
Jul-221,8452,6401,6125191,264155622558,2899,339
Aug-221,9242,9401,8715151,433197722719,2129,034
Sep-221,8442,8061,7334771,292145712508,7728,702
Oct-221,8082,6451,7124631,266123662378,4658,362
Nov-221,7142,4691,6404561,201143572027,9818,055
Dec-221,7442,3241,6234591,120144561657,6817,829
Jan-231,5362,1401,5654621,136136672067,3307,729
Feb-231,6322,0721,5384281,033134692407,0217,779
Mar-231,9262,2941,7485011,161146712068,1287,946

Mish Tan, ABS head of finance statistics, said despite the monthly rise in owner-occupier first home buyer lending, the number of these commitments was 22 per cent lower compared to a year ago.

“During the second half of 2020, first home buyer lending reflected the strength in demand for housing during the pandemic, with new commitments peaking in January 2021 and declining by half since then,” Dr Tan said.

The overall value of new loan commitments for housing rose 4.9 per cent to $24.0 billion in March 2023. The value of total new owner-occupier loan commitments rose 5.5 per cent to $16.0 billion, while new investor loan commitments rose 3.7 per cent to $8.0 billion.

New loan commitments, total housing (seasonally adjusted and trend), values, Australia – excluding refinancing

Total (seasadj)Owner occupier (seasadj)Investor (seasadj)Total (trend)Owner occupier (trend)Investor (trend)
Mar-0513.5148.2175.29713.3078.1395.169
Apr-0513.2478.0865.1613.1878.1255.062
May-0512.7518.0264.72513.0328.1124.919
Jun-0512.6338.1524.4812.9468.1424.804
Jul-0512.8468.0864.7612.9878.2294.758
Aug-0512.8988.3094.58913.1598.3634.796
Sep-0513.5328.6444.88813.4198.5194.899
Oct-0514.0268.7145.31113.6968.6715.025
Nov-0514.0638.855.21313.9338.8035.13
Dec-0514.0358.8775.15814.1258.9245.201
Jan-0614.2598.9565.30314.2959.045.255
Feb-0614.4339.185.25314.4679.1635.304
Mar-0614.5359.2685.26714.6689.2995.37
Apr-0614.8179.4665.35114.8769.4265.45
May-0615.1899.495.69915.0289.5135.515
Jun-0615.4929.5165.97615.0629.5375.525
Jul-0615.289.795.4914.9639.4985.465
Aug-0615.0049.4925.51314.7689.4215.347
Sep-0614.1639.1694.99514.5539.3425.212
Oct-0614.3299.2765.05314.4149.2975.117
Nov-0614.2049.2324.97314.429.3155.104
Dec-0614.5889.4015.18714.6019.4115.19
Jan-0714.969.585.3814.959.5885.362
Feb-0715.4039.7685.63515.4249.8245.6
Mar-0715.9210.0825.83815.95210.0865.866
Apr-0716.310.2676.03216.46610.3526.114
May-0717.12110.6956.42616.90610.5966.31
Jun-0718.24711.3416.90617.2210.796.43
Jul-0717.41810.7866.63317.3910.9166.474
Aug-0717.43511.0566.37917.41610.9576.458
Sep-0716.75110.4416.31117.33210.9246.409
Oct-0716.87310.7716.10217.16410.8226.342
Nov-0716.99410.666.33516.91310.656.263
Dec-0716.54610.3636.18316.54610.3976.149
Jan-0816.87610.7826.09416.02910.0545.975
Feb-0815.699.9145.77715.3779.6415.736
Mar-0814.5629.1475.41514.6479.1985.448
Apr-0813.8598.6965.16213.9328.7685.163
May-0812.9978.1994.79813.3368.4064.93
Jun-0812.9448.1994.74612.9348.1614.773
Jul-0812.7828.1334.64912.7368.0524.684
Aug-0812.6197.9614.65912.7318.0874.644
Sep-0812.9758.2454.7312.8848.2594.624
Oct-0813.3978.5634.83413.1678.5634.604
Nov-0813.0388.5444.49313.5889.0044.584
Dec-0813.9279.3794.54914.1349.5584.576
Jan-0914.88510.2264.65914.77410.1764.598
Feb-0915.36410.7824.58315.44110.7824.66
Mar-0916.71211.9714.74116.05911.2934.766
Apr-0917.02111.9245.09716.57111.6594.912
May-0916.85611.8295.02716.94911.8685.081
Jun-0917.20211.975.23217.20611.9455.262
Jul-0917.22211.7745.44717.36911.9245.444
Aug-0917.32811.635.69817.43911.8295.609
Sep-0917.87812.1735.70517.39311.6545.739
Oct-0917.61311.8035.80917.22311.3945.829
Nov-0917.07411.095.98416.92411.0475.878
Dec-0916.49110.6075.88416.53810.6445.894
Jan-1015.94110.115.83216.13910.2365.904
Feb-1015.6679.7945.87415.7919.8735.918
Mar-1015.5539.6035.9515.5359.5995.936
Apr-1015.2679.3625.90415.3649.4215.944
May-1015.4159.4345.98215.249.3135.927
Jun-1015.1139.1225.99115.1229.2485.874
Jul-1015.049.2895.75114.9969.2115.786
Aug-1014.6169.2275.38914.8689.1935.675
Sep-1014.6269.1475.47914.7489.195.559
Oct-1014.6559.1585.49714.6349.1825.452
Nov-1014.7089.3245.38414.5149.1585.356
Dec-1015.0339.4525.58114.3889.1155.273
Jan-1114.1529.015.14214.2589.0585.2
Feb-1114.0638.8725.1914.1439.0075.136
Mar-1113.6268.8284.79814.0628.9735.089
Apr-1113.9938.9984.99514.0298.9655.064
May-1114.2349.0875.14714.0368.9765.06
Jun-1114.1369.0955.0414.0528.9895.063
Jul-1114.0829.0335.04914.0578.9895.068
Aug-1114.1669.0375.12914.0498.9735.077
Sep-1113.948.8025.13814.0548.9575.097
Oct-1113.868.8595.00114.0828.9495.134
Nov-1114.048.9575.08314.1358.9465.189
Dec-1114.7299.4055.32414.1968.9415.256
Jan-1214.779.3975.37414.2528.9345.319
Feb-1214.0798.6785.40114.3018.9295.372
Mar-1214.0938.7045.38914.3478.9395.408
Apr-1214.3448.9245.4214.4098.9825.427
May-1214.5059.1095.39614.5029.0675.435
Jun-1214.7359.2485.48714.6229.1775.445
Jul-1214.7759.2795.49614.7439.285.462
Aug-1214.879.4395.43214.8489.3585.49
Sep-1215.0999.4955.60414.949.4045.537
Oct-1214.9069.3845.52215.0579.4425.615
Nov-1215.1919.4365.75515.2399.5055.734
Dec-1215.379.5285.84215.5079.6145.894
Jan-1315.8939.7946.09915.8519.7696.083
Feb-1316.1399.8776.26216.2339.9546.279
Mar-1316.88510.3526.53316.59810.146.458
Apr-1316.93210.2976.63616.90510.2976.608
May-1317.23110.436.80117.14710.4126.734
Jun-1317.29510.4746.82117.36910.5036.867
Jul-1317.47610.5166.9617.61910.5867.032
Aug-1317.35510.2317.12317.91810.6737.245
Sep-1318.20310.767.44318.25610.7737.482
Oct-1318.69310.8937.818.59610.8917.705
Nov-1319.23911.1878.05218.89511.0167.879
Dec-1319.00310.9528.05219.12611.1357.992
Jan-1419.18411.197.99419.2811.2318.049
Feb-1419.37511.4477.92819.3811.3038.077
Mar-1419.47911.3748.10519.45111.3458.106
Apr-1419.57811.3148.26419.50611.3478.159
May-1419.50411.2288.27519.56411.3148.251
Jun-1419.62711.3868.24119.63811.2598.379
Jul-1419.81711.2828.53519.73511.2018.534
Aug-1419.61710.9678.6519.87411.1748.699
Sep-1420.00911.1168.89320.03611.188.856
Oct-1420.59211.4249.16720.20911.2158.994
Nov-1420.04510.9539.09220.38611.2779.109
Dec-1420.48411.389.10320.55711.3559.202
Jan-1520.71111.5399.17320.71511.4349.282
Feb-1520.11811.2898.82920.85611.5019.354
Mar-1521.25911.7339.52620.9811.5779.403
Apr-1521.79711.77910.01821.08211.6949.388
May-1520.32811.1429.18621.13811.8739.265
Jun-1521.1311.9879.14221.11812.1169.002
Jul-1521.17612.3318.84521.01412.4048.61
Aug-1521.67813.28.47820.81512.6788.137
Sep-1520.95513.5617.39420.53512.8867.649
Oct-1520.0213.146.87920.20212.9927.21
Nov-1519.64512.9876.65719.84712.9786.869
Dec-1519.59612.8986.69819.5412.8846.656
Jan-1619.12412.5176.60719.35212.7756.577
Feb-1619.36512.7376.62819.30912.6996.61
Mar-1619.11512.4566.65919.39212.6636.728
Apr-1619.5712.7116.85919.55812.6446.914
May-1620.00812.7877.2219.76812.6167.152
Jun-1620.212.6917.50919.98912.5627.426
Jul-1620.06712.4227.64520.22312.4997.724
Aug-1619.88312.3117.57220.48912.4638.026
Sep-1620.7812.4578.32320.79912.4868.313
Oct-1621.17512.5958.5821.14712.5818.566
Nov-1621.52112.7018.8221.52912.7548.774
Dec-1621.98813.068.92821.89212.9758.917
Jan-1722.23613.2359.00122.17613.2028.974
Feb-1721.74113.1978.54422.34113.4068.935
Mar-1722.58413.7088.87622.39813.5888.81
Apr-1722.6513.8778.77322.38213.7568.626
May-1722.07413.7888.28622.32513.9118.415
Jun-1722.08613.9358.15122.25614.0498.207
Jul-1722.1114.2297.88222.17814.1578.021
Aug-1722.39514.477.92522.07314.2167.857
Sep-1722.09314.2847.8121.93714.2317.706
Oct-1721.65514.1237.53221.76514.2117.554
Nov-1721.53414.1357.39921.53414.1537.38
Dec-1721.1613.9917.16921.27114.0827.189
Jan-1821.21314.2686.94621.02814.036.998
Feb-1821.13414.1966.93720.83514.016.825
Mar-1820.43313.8586.57620.69314.0116.682
Apr-1820.12813.7486.3820.56214.0026.56
May-1820.74214.2326.5120.40313.9516.452
Jun-1820.25713.9466.31120.17913.8376.342
Jul-1820.2213.9176.30319.86113.6476.214
Aug-1819.37713.3296.04819.42813.3776.051
Sep-1818.67312.8315.84218.89113.0425.85
Oct-1818.913.2165.68418.30112.6825.619
Nov-1817.84412.4765.36917.74212.3555.387
Dec-1816.94611.8045.14217.26212.0875.175
Jan-1916.70711.7824.92516.87511.8794.996
Feb-1917.04812.1554.89316.59511.7344.86
Mar-1916.43111.6434.78716.42811.6574.771
Apr-1916.46211.734.73216.38711.6574.73
May-1916.27311.5554.71816.47411.7424.733
Jun-1916.52111.7954.72616.69511.924.774
Jul-1916.99812.1384.8617.05912.2044.856
Aug-1917.8312.5955.23517.56112.594.971
Sep-1918.04312.9535.0918.1513.0445.106
Oct-1918.65213.4825.1718.70813.485.227
Nov-1919.3913.9985.39119.12113.8185.303
Dec-1919.62214.1865.43619.31313.9995.314
Jan-2019.77914.435.3519.27714.0135.264
Feb-2019.214.0085.19219.08213.9065.176
Mar-2019.17814.2094.96818.8713.7745.095
Apr-2018.20913.3354.87418.81713.7465.07
May-2016.20212.0884.11418.25613.9224.334
Jun-2017.21412.7954.41918.78414.3264.459
Jul-2018.94414.2974.64719.82715.194.637
Aug-2021.24516.284.96521.06416.2124.851
Sep-2022.63617.2895.34722.1117.025.09
Oct-2023.11817.7765.34223.25517.8945.361
Nov-2024.10818.5235.58524.41618.7355.682
Dec-2025.71919.6536.06625.63819.5786.06
Jan-2128.37321.8826.49126.90320.4116.492
Feb-2128.77921.8796.928.15721.1936.964
Mar-2129.69322.0497.64429.29321.8437.45
Apr-2130.5122.5547.95630.3522.4227.928
May-2131.62822.8248.80430.97922.5978.382
Jun-2131.10322.2588.84531.3422.5298.81
Jul-2131.72922.489.24931.51622.3029.214
Aug-2131.24621.6629.58431.63122.0289.604
Sep-2130.95920.9829.97731.80821.8179.991
Oct-2130.7320.46410.26732.10821.73310.375
Nov-2132.50921.76310.74732.47421.7410.734
Dec-2133.05122.07110.9832.79721.75711.04
Jan-2234.09922.69811.40132.96921.71211.257
Feb-2232.99221.59811.39432.89321.54711.346
Mar-2232.51321.24611.26732.52421.24611.278
Apr-2231.46120.35911.10231.87320.82911.044
May-2231.23820.50410.73530.98720.31810.669
Jun-2230.20119.94810.25329.94419.73610.208
Jul-2228.17918.899.28828.80219.0859.717
Aug-2227.45518.4029.05327.61418.3699.244
Sep-2226.27617.5238.75426.42717.6128.814
Oct-2225.55517.0088.54625.32116.8728.449
Nov-2224.47516.2218.25524.39216.2328.16
Dec-2223.48715.5797.90823.72415.777.954
Jan-2323.06415.3277.73723.35915.5177.842
Feb-2322.83515.1447.69123.29715.4697.828
Mar-2323.95915.9837.97623.49115.5917.899

“The value of new owner-occupier loan commitments in March remained 25 per cent lower compared to the same time last year, while new investor loan commitments were 29 per cent lower,” Dr Tan said.

The value of new owner-occupier housing loan refinances between lenders rose 3.9 per cent to another record high of $14.2 billion in March 2023. Borrowers continued to switch lenders for lower interest rates as the rose.

Aus *NSWVicQldSAWATasNTACT
Owner-occupiers
Value ($b) :16.05.04.43.20.91.60.20.10.4
Value change ($m):839971332897280111912
Value % change ** :5.52.03.110.18.25.24.625.3 †3.0
Owner-occupier first home buyers
Number change:1 10729422221073128122-34
Number % change ** :15.818.010.713.717.112.49.02.9-14.2 †
Investors
Value change ($m):2851372108-1522-100.431
Value % change ** :3.70.43.77.7-3.83.5-10.9 †1.419.0 †

* Total Australia levels do not necessarily equal the sum of states, due to independent seasonal adjustment

** All movements are on a month-to-month basis

† A smaller and more volatile series

The value of total new loan commitments for fixed term personal finance fell 3.1 per cent. Lending for the purchase of road vehicles rose slightly by 0.7 per cent.

/ABS Public Release. View in full .