New investor loans up 2.0 percent in September

The value of new investor loan commitments for housing rose 2.0 per cent in September 2023 and was 2.6 per cent higher compared to last year, according to data released today by the Australian Bureau of Statistics (ABS).

Mish Tan, ABS head of finance statistics, said: “Since February 2023, the value of new housing loan commitments have trended upwards, with total growth in investor loans exceeding owner-occupier loans. That said, the total value of new housing loan commitments in recent months remains below the all‑time highs seen throughout the COVID-19 pandemic.”

New loan commitments, total housing (seasonally adjusted and trend), values, Australia

	Total (seasadj) ($b)	Owner-occupiers (seasadj) ($b)	Investor (seasadj) ($b)	Total (trend) ($b)	Owner-occupiers (trend) ($b)	Investor (trend) ($b)
Sep-05	13.529	8.644	4.886	13.413	8.519	4.894
Oct-05	14.039	8.717	5.322	13.692	8.671	5.02
Nov-05	14.058	8.851	5.207	13.93	8.805	5.125
Dec-05	14.037	8.88	5.157	14.122	8.925	5.197
Jan-06	14.257	8.956	5.301	14.292	9.04	5.252
Feb-06	14.431	9.179	5.252	14.463	9.16	5.302
Mar-06	14.542	9.271	5.272	14.664	9.295	5.369
Apr-06	14.777	9.444	5.332	14.872	9.422	5.45
May-06	15.22	9.507	5.714	15.025	9.509	5.516
Jun-06	15.495	9.516	5.979	15.062	9.535	5.527
Jul-06	15.282	9.789	5.493	14.965	9.498	5.467
Aug-06	15.004	9.494	5.51	14.771	9.422	5.349
Sep-06	14.162	9.17	4.992	14.557	9.343	5.213
Oct-06	14.333	9.277	5.057	14.416	9.298	5.118
Nov-06	14.206	9.233	4.974	14.42	9.315	5.104
Dec-06	14.587	9.401	5.186	14.601	9.411	5.19
Jan-07	14.955	9.577	5.378	14.949	9.587	5.361
Feb-07	15.401	9.767	5.634	15.423	9.823	5.6
Mar-07	15.917	10.08	5.837	15.951	10.085	5.866
Apr-07	16.312	10.271	6.041	16.465	10.35	6.115
May-07	17.113	10.693	6.42	16.904	10.594	6.31
Jun-07	18.25	11.342	6.908	17.218	10.789	6.43
Jul-07	17.416	10.784	6.632	17.388	10.914	6.474
Aug-07	17.432	11.053	6.379	17.413	10.955	6.458
Sep-07	16.759	10.449	6.31	17.33	10.922	6.408
Oct-07	16.873	10.769	6.104	17.162	10.82	6.342
Nov-07	16.994	10.659	6.335	16.91	10.648	6.262
Dec-07	16.544	10.359	6.185	16.544	10.395	6.149
Jan-08	16.879	10.786	6.093	16.027	10.052	5.975
Feb-08	15.686	9.91	5.776	15.376	9.64	5.736
Mar-08	14.559	9.145	5.414	14.647	9.198	5.449
Apr-08	13.872	8.705	5.166	13.932	8.769	5.163
May-08	12.992	8.196	4.796	13.337	8.407	4.93
Jun-08	12.943	8.196	4.746	12.935	8.162	4.773
Jul-08	12.783	8.135	4.648	12.737	8.053	4.685
Aug-08	12.622	7.963	4.659	12.732	8.087	4.645
Sep-08	12.976	8.246	4.729	12.884	8.259	4.625
Oct-08	13.395	8.56	4.835	13.167	8.562	4.605
Nov-08	13.045	8.552	4.493	13.586	9.002	4.585
Dec-08	13.919	9.371	4.548	14.131	9.555	4.576
Jan-09	14.882	10.223	4.659	14.771	10.173	4.598
Feb-09	15.364	10.782	4.582	15.438	10.78	4.658
Mar-09	16.71	11.971	4.74	16.056	11.292	4.764
Apr-09	17.027	11.927	5.101	16.568	11.658	4.91
May-09	16.858	11.832	5.025	16.946	11.868	5.079
Jun-09	17.2	11.967	5.233	17.203	11.943	5.26
Jul-09	17.218	11.771	5.447	17.365	11.921	5.444
Aug-09	17.326	11.627	5.699	17.434	11.824	5.609
Sep-09	17.89	12.186	5.705	17.387	11.648	5.739
Oct-09	17.61	11.801	5.809	17.218	11.389	5.829
Nov-09	17.072	11.087	5.985	16.92	11.043	5.877
Dec-09	16.485	10.601	5.884	16.536	10.642	5.894
Jan-10	15.943	10.112	5.831	16.138	10.235	5.903
Feb-10	15.667	9.794	5.873	15.791	9.873	5.918
Mar-10	15.555	9.605	5.95	15.536	9.6	5.936
Apr-10	15.264	9.358	5.907	15.365	9.421	5.944
May-10	15.416	9.435	5.981	15.241	9.314	5.927
Jun-10	15.118	9.128	5.99	15.122	9.248	5.874
Jul-10	15.039	9.287	5.751	14.996	9.211	5.786
Aug-10	14.617	9.227	5.389	14.869	9.194	5.674
Sep-10	14.627	9.148	5.479	14.751	9.192	5.559
Oct-10	14.657	9.16	5.496	14.638	9.187	5.451
Nov-10	14.709	9.325	5.384	14.52	9.165	5.356
Dec-10	15.02	9.439	5.581	14.396	9.123	5.273
Jan-11	14.156	9.014	5.142	14.266	9.066	5.2
Feb-11	14.063	8.873	5.19	14.149	9.013	5.137
Mar-11	13.627	8.83	4.798	14.066	8.976	5.09
Apr-11	13.998	9.002	4.997	14.031	8.966	5.065
May-11	14.233	9.086	5.147	14.037	8.977	5.061
Jun-11	14.135	9.094	5.04	14.054	8.99	5.064
Jul-11	14.084	9.035	5.049	14.059	8.991	5.068
Aug-11	14.171	9.041	5.129	14.053	8.976	5.076
Sep-11	13.933	8.795	5.138	14.058	8.961	5.097
Oct-11	13.863	8.862	5	14.086	8.953	5.133
Nov-11	14.049	8.967	5.083	14.138	8.949	5.189
Dec-11	14.716	9.392	5.324	14.198	8.942	5.255
Jan-12	14.768	9.394	5.374	14.252	8.933	5.318
Feb-12	14.083	8.682	5.401	14.3	8.928	5.372
Mar-12	14.092	8.703	5.389	14.346	8.938	5.408
Apr-12	14.346	8.924	5.422	14.408	8.981	5.427
May-12	14.506	9.109	5.396	14.502	9.066	5.435
Jun-12	14.736	9.249	5.487	14.622	9.177	5.445
Jul-12	14.774	9.277	5.496	14.743	9.281	5.462
Aug-12	14.867	9.435	5.432	14.848	9.358	5.49
Sep-12	15.106	9.501	5.605	14.941	9.404	5.537
Oct-12	14.908	9.386	5.522	15.057	9.442	5.615
Nov-12	15.185	9.431	5.754	15.239	9.505	5.734
Dec-12	15.369	9.528	5.842	15.507	9.613	5.894
Jan-13	15.894	9.794	6.1	15.851	9.768	6.083
Feb-13	16.139	9.877	6.262	16.232	9.954	6.279
Mar-13	16.884	10.351	6.533	16.598	10.14	6.458
Apr-13	16.936	10.3	6.636	16.906	10.297	6.609
May-13	17.224	10.425	6.8	17.148	10.413	6.735
Jun-13	17.302	10.479	6.822	17.37	10.504	6.867
Jul-13	17.477	10.517	6.959	17.619	10.587	7.032
Aug-13	17.361	10.237	7.124	17.919	10.674	7.245
Sep-13	18.199	10.756	7.443	18.256	10.774	7.482
Oct-13	18.693	10.893	7.8	18.595	10.89	7.705
Nov-13	19.245	11.196	8.05	18.892	11.014	7.878
Dec-13	18.995	10.942	8.052	19.123	11.132	7.991
Jan-14	19.173	11.18	7.993	19.277	11.229	8.049
Feb-14	19.374	11.446	7.928	19.378	11.301	8.077
Mar-14	19.484	11.381	8.104	19.451	11.345	8.107
Apr-14	19.585	11.315	8.269	19.508	11.348	8.16
May-14	19.506	11.233	8.273	19.568	11.317	8.251
Jun-14	19.622	11.381	8.242	19.643	11.263	8.38
Jul-14	19.822	11.286	8.536	19.738	11.204	8.535
Aug-14	19.623	10.97	8.653	19.873	11.174	8.7
Sep-14	20.007	11.115	8.891	20.032	11.176	8.856
Oct-14	20.581	11.416	9.166	20.201	11.209	8.993
Nov-14	20.06	10.965	9.094	20.377	11.269	9.108
Dec-14	20.473	11.374	9.099	20.549	11.348	9.201
Jan-15	20.709	11.537	9.172	20.71	11.429	9.281
Feb-15	20.116	11.287	8.829	20.853	11.5	9.353
Mar-15	21.255	11.73	9.525	20.979	11.578	9.402
Apr-15	21.819	11.789	10.03	21.08	11.694	9.387
May-15	20.321	11.137	9.184	21.134	11.871	9.263
Jun-15	21.125	11.984	9.14	21.112	12.112	9
Jul-15	21.166	12.323	8.843	21.008	12.399	8.608
Aug-15	21.695	13.216	8.479	20.81	12.674	8.136
Sep-15	20.955	13.561	7.394	20.533	12.884	7.649
Oct-15	20.022	13.142	6.879	20.202	12.992	7.21
Nov-15	19.645	12.989	6.656	19.85	12.981	6.869
Dec-15	19.598	12.899	6.699	19.545	12.888	6.656
Jan-16	19.118	12.511	6.607	19.357	12.779	6.578
Feb-16	19.349	12.727	6.622	19.313	12.702	6.61
Mar-16	19.119	12.461	6.658	19.394	12.665	6.729
Apr-16	19.589	12.716	6.872	19.561	12.645	6.916
May-16	19.993	12.777	7.216	19.769	12.616	7.153
Jun-16	20.204	12.696	7.508	19.99	12.563	7.427
Jul-16	20.071	12.424	7.647	20.225	12.501	7.724
Aug-16	19.887	12.317	7.57	20.49	12.465	8.025
Sep-16	20.771	12.45	8.322	20.799	12.487	8.312
Oct-16	21.179	12.599	8.579	21.147	12.581	8.566
Nov-16	21.528	12.708	8.82	21.527	12.753	8.774
Dec-16	21.984	13.057	8.927	21.889	12.972	8.917
Jan-17	22.219	13.219	9	22.172	13.198	8.974
Feb-17	21.735	13.196	8.54	22.338	13.402	8.936
Mar-17	22.587	13.713	8.874	22.396	13.584	8.812
Apr-17	22.627	13.863	8.764	22.381	13.752	8.628
May-17	22.119	13.811	8.308	22.323	13.906	8.417
Jun-17	22.065	13.921	8.144	22.252	14.043	8.209
Jul-17	22.12	14.238	7.882	22.172	14.149	8.023
Aug-17	22.415	14.486	7.929	22.066	14.208	7.858
Sep-17	22.093	14.283	7.811	21.931	14.225	7.707
Oct-17	21.65	14.119	7.531	21.761	14.207	7.554
Nov-17	21.539	14.143	7.396	21.531	14.151	7.381
Dec-17	21.16	13.989	7.171	21.269	14.081	7.188
Jan-18	21.196	14.249	6.947	21.024	14.029	6.995
Feb-18	21.127	14.194	6.933	20.828	14.009	6.819
Mar-18	20.409	13.845	6.564	20.682	14.009	6.673
Apr-18	20.187	13.786	6.401	20.55	13.999	6.551
May-18	20.724	14.218	6.506	20.393	13.949	6.444
Jun-18	20.245	13.933	6.312	20.173	13.836	6.337
Jul-18	20.225	13.924	6.301	19.858	13.646	6.212
Aug-18	19.379	13.332	6.047	19.427	13.376	6.051
Sep-18	18.693	12.848	5.846	18.89	13.04	5.85
Oct-18	18.899	13.216	5.682	18.297	12.678	5.619
Nov-18	17.824	12.463	5.361	17.734	12.349	5.386
Dec-18	16.954	11.81	5.144	17.253	12.079	5.173
Jan-19	16.692	11.766	4.926	16.869	11.873	4.995
Feb-19	17.042	12.152	4.891	16.595	11.734	4.861
Mar-19	16.412	11.628	4.784	16.437	11.663	4.773
Apr-19	16.523	11.772	4.751	16.404	11.67	4.734
May-19	16.239	11.527	4.712	16.494	11.758	4.736
Jun-19	16.534	11.802	4.732	16.713	11.937	4.777
Jul-19	17.01	12.149	4.861	17.072	12.216	4.856
Aug-19	17.828	12.592	5.236	17.567	12.597	4.97
Sep-19	18.045	12.965	5.08	18.15	13.047	5.102
Oct-19	18.654	13.489	5.165	18.709	13.485	5.224
Nov-19	19.38	13.984	5.396	19.126	13.826	5.301
Dec-19	19.622	14.189	5.433	19.319	14.005	5.314
Jan-20	19.722	14.38	5.342	19.278	14.013	5.266
Feb-20	19.22	14.012	5.209	19.073	13.895	5.178
Mar-20	19.16	14.206	4.954	18.849	13.753	5.096
Apr-20	18.299	13.402	4.896	18.786	13.719	5.067
May-20	16.179	12.057	4.123	18.223	13.895	4.328
Jun-20	17.188	12.781	4.407	18.756	14.306	4.45
Jul-20	18.936	14.298	4.638	19.809	15.182	4.627
Aug-20	21.261	16.29	4.971	21.057	16.215	4.843
Sep-20	22.657	17.305	5.352	22.113	17.029	5.084
Oct-20	23.108	17.774	5.334	23.257	17.899	5.358
Nov-20	24.098	18.532	5.566	24.417	18.732	5.685
Dec-20	25.747	19.676	6.071	25.639	19.569	6.07
Jan-21	28.342	21.828	6.514	26.904	20.396	6.508
Feb-21	28.775	21.87	6.906	28.162	21.178	6.984
Mar-21	29.619	21.991	7.628	29.306	21.835	7.47
Apr-21	30.613	22.637	7.975	30.373	22.428	7.946
May-21	31.589	22.786	8.803	31.009	22.615	8.395
Jun-21	31.075	22.239	8.836	31.374	22.557	8.817
Jul-21	31.812	22.54	9.272	31.548	22.333	9.215
Aug-21	31.25	21.667	9.583	31.654	22.056	9.597
Sep-21	30.944	20.995	9.949	31.817	21.838	9.979
Oct-21	30.737	20.467	10.271	32.104	21.743	10.361
Nov-21	32.518	21.797	10.722	32.462	21.74	10.722
Dec-21	32.981	22.027	10.954	32.784	21.746	11.038
Jan-22	34.083	22.664	11.419	32.959	21.69	11.268
Feb-22	32.992	21.576	11.416	32.885	21.518	11.367
Mar-22	32.577	21.253	11.324	32.512	21.213	11.299
Apr-22	31.466	20.349	11.117	31.854	20.798	11.056
May-22	31.285	20.541	10.744	30.956	20.292	10.664
Jun-22	30.079	19.89	10.189	29.902	19.718	10.184
Jul-22	28.276	18.953	9.323	28.757	19.076	9.681
Aug-22	27.402	18.356	9.045	27.581	18.374	9.208
Sep-22	26.245	17.52	8.725	26.418	17.632	8.787
Oct-22	25.569	17.044	8.525	25.341	16.904	8.436
Nov-22	24.518	16.258	8.26	24.427	16.268	8.159
Dec-22	23.53	15.589	7.941	23.747	15.79	7.956
Jan-23	23.091	15.351	7.74	23.339	15.497	7.842
Feb-23	22.843	15.129	7.714	23.212	15.38	7.832
Mar-23	23.848	15.867	7.981	23.327	15.405	7.921
Apr-23	23.58	15.58	8	23.601	15.508	8.092
May-23	24.909	16.401	8.508	23.946	15.642	8.304
Jun-23	24.566	15.922	8.644	24.282	15.771	8.51
Jul-23	24.27	15.637	8.634	24.562	15.883	8.68
Aug-23	24.847	16.069	8.779	24.778	15.976	8.802
Sep-23	25.007	16.055	8.952	24.946	16.06	8.886

The value of new investor loan commitments increased across most states and territories this month, driven by rises in Victoria ($127m) and New South Wales ($77m).

“The value of owner-occupier loan commitments fell by 0.1 per cent to $16.06 billion in September.” Dr Tan said.

The number of new owner-occupier first home buyer loan commitments rose 0.5 per cent in September 2023 and was 0.6 per cent lower compared to last year.

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, Australia

	Owner-occupier first home buyers, seasonally adjusted
Sep-05	9,314
Oct-05	9,439
Nov-05	9,753
Dec-05	9,769
Jan-06	9,683
Feb-06	9,837
Mar-06	10,384
Apr-06	10,463
May-06	10,167
Jun-06	10,034
Jul-06	10,028
Aug-06	9,419
Sep-06	9,823
Oct-06	9,760
Nov-06	9,704
Dec-06	9,584
Jan-07	9,504
Feb-07	9,783
Mar-07	10,029
Apr-07	10,468
May-07	10,065
Jun-07	10,354
Jul-07	10,162
Aug-07	10,318
Sep-07	10,097
Oct-07	10,432
Nov-07	10,616
Dec-07	10,612
Jan-08	10,735
Feb-08	10,021
Mar-08	9,027
Apr-08	8,583
May-08	8,196
Jun-08	8,187
Jul-08	8,453
Aug-08	8,288
Sep-08	8,286
Oct-08	8,214
Nov-08	10,328
Dec-08	12,219
Jan-09	13,861
Feb-09	14,681
Mar-09	16,256
Apr-09	16,762
May-09	16,661
Jun-09	16,477
Jul-09	14,839
Aug-09	13,959
Sep-09	14,264
Oct-09	14,045
Nov-09	11,280
Dec-09	10,071
Jan-10	9,309
Feb-10	8,341
Mar-10	7,327
Apr-10	7,124
May-10	7,251
Jun-10	6,693
Jul-10	6,844
Aug-10	6,654
Sep-10	6,648
Oct-10	6,400
Nov-10	6,653
Dec-10	7,091
Jan-11	6,458
Feb-11	6,156
Mar-11	6,658
Apr-11	6,838
May-11	6,776
Jun-11	6,685
Jul-11	6,637
Aug-11	6,836
Sep-11	7,271
Oct-11	7,826
Nov-11	8,084
Dec-11	9,227
Jan-12	8,813
Feb-12	7,097
Mar-12	7,196
Apr-12	7,320
May-12	7,471
Jun-12	7,708
Jul-12	7,999
Aug-12	8,015
Sep-12	8,009
Oct-12	7,849
Nov-12	7,414
Dec-12	7,008
Jan-13	7,207
Feb-13	7,146
Mar-13	7,531
Apr-13	7,623
May-13	7,746
Jun-13	7,957
Jul-13	8,145
Aug-13	7,914
Sep-13	7,739
Oct-13	7,687
Nov-13	7,685
Dec-13	7,229
Jan-14	7,615
Feb-14	7,684
Mar-14	7,608
Apr-14	7,362
May-14	7,538
Jun-14	7,597
Jul-14	7,224
Aug-14	7,513
Sep-14	7,440
Oct-14	7,498
Nov-14	7,220
Dec-14	7,079
Jan-15	7,008
Feb-15	7,302
Mar-15	7,410
Apr-15	7,357
May-15	6,805
Jun-15	7,048
Jul-15	6,942
Aug-15	6,890
Sep-15	6,800
Oct-15	6,504
Nov-15	6,603
Dec-15	6,925
Jan-16	6,881
Feb-16	6,941
Mar-16	6,760
Apr-16	7,106
May-16	6,959
Jun-16	6,997
Jul-16	6,738
Aug-16	6,468
Sep-16	6,590
Oct-16	6,689
Nov-16	6,733
Dec-16	6,836
Jan-17	6,816
Feb-17	6,691
Mar-17	6,931
Apr-17	7,027
May-17	6,983
Jun-17	7,623
Jul-17	8,595
Aug-17	9,138
Sep-17	8,823
Oct-17	8,868
Nov-17	9,265
Dec-17	8,836
Jan-18	8,938
Feb-18	8,896
Mar-18	8,722
Apr-18	8,554
May-18	8,589
Jun-18	8,674
Jul-18	8,867
Aug-18	8,586
Sep-18	8,466
Oct-18	8,577
Nov-18	8,739
Dec-18	7,741
Jan-19	7,806
Feb-19	7,866
Mar-19	7,799
Apr-19	7,860
May-19	8,002
Jun-19	8,416
Jul-19	8,519
Aug-19	9,103
Sep-19	9,122
Oct-19	9,249
Nov-19	9,486
Dec-19	9,653
Jan-20	9,617
Feb-20	9,594
Mar-20	9,636
Apr-20	9,395
May-20	8,409
Jun-20	9,317
Jul-20	10,729
Aug-20	12,880
Sep-20	13,542
Oct-20	13,757
Nov-20	14,254
Dec-20	15,342
Jan-21	16,298
Feb-21	15,801
Mar-21	15,240
Apr-21	14,685
May-21	14,748
Jun-21	13,708
Jul-21	13,050
Aug-21	12,551
Sep-21	12,190
Oct-21	11,359
Nov-21	11,823
Dec-21	11,778
Jan-22	11,629
Feb-22	10,534
Mar-22	11,024
Apr-22	10,099
May-22	10,722
Jun-22	10,099
Jul-22	8,915
Aug-22	9,821
Sep-22	9,272
Oct-22	9,131
Nov-22	8,677
Dec-22	8,411
Jan-23	8,265
Feb-23	7,782
Mar-23	9,033
Apr-23	9,107
May-23	9,553
Jun-23	9,586
Jul-23	8,762
Aug-23	9,163
Sep-23	9,213

Housing finance loan commitments by property purpose and state, seasonally adjusted – September 2023

		Aus *	NSW	Vic	Qld	SA	WA	Tas	NT	ACT
Owner-occupiers
	Value ($b) :	16.1	5.1	4.7	3.1	0.9	1.6	0.2	0.07	0.4
	Value change ($m):	-14	-8	164	11	-53	-50	-18	-7	10
	Value % change ** :	-0.1	-0.2	3.6	0.4	-5.4	-3.0	-7.2†	-9.0†	2.7
Owner-occupier first home buyers
	Number change:	50	-158	180	51	18	14	-4	-5	19
	Number % change ** :	0.5	-7.0	6.3	3.0	3.0	1.1	-2.9	-9.4†	8.9†
Investors
	Value change ($m):	173	77	127	5	-8	13	-13	-7	22
	Value % change ** :	2.0	2.3	6.1	0.3	-1.7	1.6	-14.7†	-19.9†	12.3†

* Total Australia levels do not necessarily equal the sum of states, due to independent seasonal adjustment

** All movements are on a month-to-month basis

† A smaller and more volatile series

/ABS Public Release. View in full .

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