Australian headlines reporting the violent deaths of women have become disturbingly common.
It’s only April, and already at least .
The rural Victorian town of Ballarat became the focus of national attention after the , each alleged to have been murdered by a man. And it’s alleged two of those women – and – lost their lives at the hands of their former or current partner.
It’s fair to say that the fact that more than , starting at age 15, have experienced violence by an intimate partner is a cause for ““.
For every woman murdered, there’s a ripple effect of fear that spreads across all women (and a smaller group of men) impacted by domestic violence.
The definition of is abusive and violent behaviour towards a partner, former partner or family member. And it often extends beyond physical violence into actions that control, humiliate or scare.
This is important. Intimate partner violence does not only involve physical violence. There’s now an increasing number of women reporting – an insidious form of the control exerted by their partners and ex-partners.
Financial or economic abuse refers to tactics used to control someone’s ability to acquire, use, and maintain their own money or resources.
This can, in turn, mean a person becomes economically dependent and may limit their ability to leave an abusive relationship or to have to .
suggest that the majority of people who experience domestic violence also report economic abuse as a tactic used by the perpetrator.
In fact, a by the found over a 12-month period requesting help from a specialist team.
In short, this tells us that financial abuse is pervasive in relationships where there is domestic violence.
During the tough times of the COVID pandemic in Australia, the . The scheme let people withdraw $AU10,000 between April and June, 2020, and a further $AU10,000 between July and December the same year.
It was a bold call. Around 3.5 million applications were approved initially, with a further 1.4 million approved in the second round. This totalled around $AU36.4 billion of superannuation savings.
A found most people accessing these payments were using the money as bridging finance during a time of high need in COVID.
But there were also very concerning trends that emerged.
Women in all age brackets drew down proportionally more superannuation than men. This created an even wider superannuation gap for these women compared with men later in life.
Within this group of women, there’s also a worrying number who reported coercion to draw down on their superfunds.
There are , humiliated or scared into accessing their superannuation savings early.
This is not a small, marginal group of women. It’s a sizeable number.
At the time, the , stated: “I think everyone knows that you have to accept certain trade-offs when there is a need for speed.”
In 2024, it’s unacceptable to any longer think (let alone say) that the impact on women generally, and on women living with domestic violence, is a ‘trade-off’.
It’s unacceptable in the short term, for those women coerced to draw down their superannuation early, and in the long term with the ongoing contribution to gender inequality in old age.
You may think that this scheme is now done and dusted.
But recently Michael Sukkar, the shadow minister for housing for the Liberal Party, said as a response to rising house prices.
The proposed amount of available superannuation is significantly greater than before – around $AU50,000 as the starting point starting point – but only for first-time home buyers and includes a payback scheme.
This differs from an existing scheme currently available (the First home super saver scheme) which .
The proposed scheme appears to be higher risk. This is not just a woman’s extra voluntary contributions (over which they have some control) we’re talking about, but a very significant amount of a woman’s overall superannuation can be drawn down.
There is no mention of domestic violence or addressing coercion and abuse. And with an increase in the amount of money available, there’s greater potential leverage for financial abuse.
The when they say that the “starting point is to identify the ways products are weaponised to cause harm and to consider potential design options to prevent, disrupt and respond that also address the underlying drivers of gendered violence against women”.
Domestic violence takes many forms. It can tragically result in death. But it can also result in damaging the ongoing wellbeing and economic security of women’s lives.
This policy provides an opening for economic abuse and must be ‘nipped in the bud’.
We have already seen the pathway this experiment can lead to for those living and struggling with domestic violence.
Let’s not built this vulnerability into future economic policy under the umbrella of innovation and a distorted way out of our country’s housing crisis.
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